Is it taking hours to onboard a bank on your platform?

Superapps, open and embedded banking, regulatory tech, BNPL, and ecosystem partnerships and integrations are expected to drive investments in the Fintech industry with a projected CAGR of 25% over the next 5 years. 91Social has been a proud partner of several Unicorn journeys in India, built their PCI-DSS compliance solutions, reconciliation, mandate management and lending systems, pdf parsing solutions. We also helped more traditional financial companies embark on their digital journey, modernize their technology stack and optimize their IT spend and helped them improve their overall market readiness.

Offerings

Consumer apps

Customer experience design iOS and Android apps Web applications Ecosystem applications

Backend and Compliance

PCI-DSS store
Mandate management
Reconciliation system
Lending platforms
Payment gateway integration
DataSahi PDF Parsing

Application Management

Performance tuning for scale Tech stack modernization Optimization of Snowflake, SPARK Data Engineering

Enabling Solutions

Episilia log management
Process support
Application support
Data operations
Competitive intelligence

How does 91Social deliver value ?

Case Studies

CRED builds a PCI-DSS-compliant store and extracts data from millions of pdf statements every month

CRED, a game-changing credit card payments and rewards platform caters to about 6M users. 91Social helped CRED build a PCI-DSS store that holds sensitive credit card data. DataSahi, a pdf parsing solution, helps them scan millions of PDF documents each day and extract useful information that helps customers with payment reminders and bank offers. 91Social’s business support service resolves 100,000 tickets every month. 91Social also created a process workbench known as the heartbeat for customer journey mapping, which now forms a central pivot to all product feature designs driven directly by marketing with minimum technology team involvement. The workbench drives a best-in-class design management process besides improving visibility across the organization

On-demand Engineering service helps Arcesium increase transaction throughput 10X while saving 80% Snowflake spend.

Arcesium delivers the back office and middle office for investment management as a service to financial institutions. They turned to 91Social in their technology stack modernization journey to improve their application performance, modernize their tech stack and reduce their overall IT spend. 91Social helped them parallelize batch processing of transaction data, and optimised the performance of Snowflake and Spark increasing transaction throughput by 10X. Snowflake optimization reduced their monthly spending by 80%

Cashfree gains a competitive advantage with swift bank onboarding, rapid reconciliation, and compliance with regulatory requirements

Cashfree is a banking technology company that assists 40 billion USD in payments and payouts online each year. Indian central bank, RBI regulation required third-party applications to notify customers about auto-debit transactions. 91Social helped Cashfree build a scalable and modular • Regulation-compliant mandate management system in less than 2 months • payment reconciliation systems that can support a transaction volume of INR 500Mn/day • Configurable bank-onboarding solution that can help onboard a banking partner instantaneously. In order to comply with the regulatory mandate, 91 Social ensured strict development discipline, prevented scope creep, and delivered the product on time. Today, Cashfree is fully compliant with the regulation, can onboard a banking partner with a few clicks, and reconcile transactions worth millions each day.

EKO integrates the lending ecosystem and builds a scalable platform to provide loans to the merchant network across the country

Eko is a fintech service provider that has served over 50 million customers and has a merchant network of 150,000 customers. 91Social helps EKO integrate its loan platform with existing lending platforms via APIs to multiple lending services and Google translation services across the country.

Our Clients

Why companies like us?

"Ability to navigate through fuzzy problems"

"I have known Sunil since 2015 and Sunil's team (91Social) played an instrumental role in building the internal tools and some of the backend services at CRED. In addition to the technical chops needed for the specific roles, I would specifically like to call out 91Social team's responsiveness, ability to navigate through fuzzy problems, ability to create repeatable cadence and structure for execution, quick resolution to any feedback. It has been a pleasure to work with Sunil and I wish him the very best."

Swamy Seetharaman,

CTO CRED

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